What SSA Disability Benefits Do You Qualify For?

Testimonials

Tracy & Mike, Thank you so very much for everything!Doris
Mr. Cooke & Mike, Thanks for all your help. I greatly appreciate everything.Tamara
Tracy & Mike, Thank you both so much for your professional expertise. I’m glad you were both there for me with your expertise and know how.Mary
Cooke & Company, Thank you so very much!Cynthia
Dear Mr. Cook, you are great representatives. Thank you so much for all your help.Theresa
Thank you so much for all that you guys did in helping win my case. I’m doing good. I finished my chemo this week as that is a very good thing. Thank you for asking.Kandise
Thank you for all your hard work and a successful outcome. Mike you are a great help with all my questions. Again, thank you.Melody
Hello Mr. Cooke, Thank you for representing me. You did a fine jib. You and Mike were a pleasure to deal with. Very professional, very polite, always. If there is anything else you need…Angie
1000 thank yous! Please send me some business cards so I can give them out at groups I attend.Brian
Mr. Cooke & Mike, I wish to thank you both for the exceptional help you provided to us. Take care.Kim
Dear Mike, Thank you and Tracy for all you’ve done to help me. I honestly don’t know how I would have made it through to this point. This has helped make a major difference in…Gina
Hi guys, I cannot thank you enough for all your hard work. God’s Blessing for you for all you do for people like me.Jean
Tracy Cooke & Mike, Thank you so much for your help.Kathy
Dear Mr. Cooke, Thank you again for everything! It never would have happened if not for you!Sally
Dear Tracy & Mike, I can’t thank you enough for representing me. I am very grateful for the outcome, which gave me back a lot of my dignity. God bless you both.Monica
Thanks for all your help. Never would have happened without you guys. Thanks again!Nancy & Jake
Dear Cooke and Company, I wanted to tell you how much I appreciate the kindness and help that you gave to me with my court hearing and the support that Mike gave with the overwhelming…Lois
Dear Tracy & Mike, Thank you both for all your help, support, questions answered throughout this SS process!! Tracy, Mike was SO…Vivian
Dear Mr. Tracy Cooke. I am writing to thank you for your Representation in my claim. Your through efforts to track down medical records really helped significantly. Keeping me updated…Bailey
Tracy & Mike! Thank you for really being there for us. PeaceBrandy & Tawnya
Cooke & Company, Inc, Thank you for all the effort you put into winning my case for SSI. It’s been a very hard road, and you have made it significantly easier. You all remain in my…Hannah
Dear Tracy, Enclosed is a check for your case expenses. I am Steve’s aunt and I have been set up as his Representative Payee. Thank you very much for all your help. We appreciate all…Lily
Sir, Enclosed is a check as payment in full for your services in representing me in obtaining a favorable decision from the social Security Administration in my disability application. I…Michael
Mr. Cooke & Mike, I would like to take this opportunity to thank you for all you have done in my behalf. Thanks! I really do appreciate it.Jim
Tracy, enclosed you will find a check for your services. Thank you so much for your help. It was a pleasure to work with you.Sierra
Tracy & Michael, Thank you both 4 all your help in my S.S. disability case. God bless you both! – PS: I will refer others to you who need help!Jeanne
Mike & Mr. Cooke, Thank you so very much for all your help. In a great time of need in my life you were there for me.Lisa
Hi Mr. Cooke, Please find enclosed the balance due for your services. Thank you for everything!Kim
Dominic & I would like to thank you for all of the work you both did on our behalf. God Bless and with sincere appreciation.Cathy
“Dear friends, let us love one another, for love comes from God. Everyone who loves has been born of God and knows God.” – 1 John 4:7-9 (NIV) – Wishing you a blessed Christmas…Lorraine
Tracy Cooke & Mike, Thank you very much for the wonderful result. I appreciate you both. Thanks again.Betsy
Hi Tracy, Here’s the payment for your work as my representative. I want to thank you & Michael for all your work. Now I can make other plans.Sheila
Dear Tracy M. Cooke, I would like to thank you for your SSA services you have given me. I would also like to thank Mike Benjamin for his help with my mental & physical well being. It…Steven

Cooke & Company, Inc. represents clients in all three of the SSA disability programs explained below. And we take clients at all levels of the disability process, including Initial Application, Reconsideration of Denial, Administrative Law Hearing and Appeals Council Review.

Social Security Disability Insurance (SSDI)

documentsOfficially called Title II Retirement, Survivors and Disability Insurance (RSDI) is a payroll tax funded federal insurance program based on money a qualified claimant has already paid into the system. It is calculated in quarters, and you must have 40 total quarters and 20 in the last 10 years to qualify. It provides a regular monthly benefits check and can come with retroactive benefits as well, typically paid out within five months of a judge’s favorable decision. And 24 months after your disability entitlement date, you are eligible for Medicare Part A hospital benefits, Medicare Part B medical benefits and Medicare Part D, the prescription drug plan.

Supplemental Security Income (SSI)

Officially called Title XVI Supplemental Security Income (SSI) is a federal program financed by the general fund at the generosity of the American people that allows disability benefits to claimants who have not worked enough to qualify for paid-in Title II benefits, or have a gap between stopping work and receiving disability. It pays a monthly subsistence-level benefit and comes with Medicaid. It can also come with retroactive benefits, typically paid out in three installments over 12 months.

Concurrent disability benefits (RSDI & SSI)

If qualified for RSDI benefits, a claimant is allowed to apply for RSDI and SSI concurrently, or at the same time, to cover any gaps in coverage. However, there is a common misconception about Concurrent claims: they do not pay more in benefits than a single RSDI or SSI claim. In a winning case, the Administration pays the claimant SSI retroactive benefits first, then offsets, or subtracts, the SSI retro from the RSDI retro before paying the RSDI benefit. The end result is the same amount of retroactive benefit, but typically paid out over a year rather than five months. In fact, if the claimant does not have outstanding medical bills that may be paid through the Medicaid benefit, it may be more favorable to the claimant to cancel the SSI portion of a Concurrent claim.

Cooke & Company, Inc. helps you understand every benefit that may be available to you, whether it is SSI, RSDI or Concurrent claim, and we can assist you at whatever level of the process you are in, from Application to Appeals Council.